Budgeting
How to Create a Zero-Based Budget
What Is Zero-Based Budgeting? Zero-based budgeting (ZBB) is a budgeting method where every pound of income is assigned a specific
Personal Finance
Smart strategies for banking, budgeting, loans and credit, home buying, retirement, insurance, and taxes. Browse Investopedia’s expert written library to learn more.
Food Banks
UK Food Banks: How to Access Help and How to Donate
Food Banks in the UK: An Overview Food banks have become an increasingly significant part of the UK's
Spending
The Psychology of Spending: Why We Overspend and How to Stop
Why Knowing Better Isn't Enough Most people who overspend know they shouldn't. They understand, abstractly, that
Financial Independence
Financial Independence: What It Means and How to Work Towards It in the UK
What Is Financial Independence? Financial independence (FI) is the state of having sufficient income from investments, savings, and other sources
Automation
How to Automate Your Finances and Save on Autopilot
The Case for Automation Personal finance advice often focuses on discipline, willpower, and motivation. But the most financially successful households
Capital Gains Tax
What Is Capital Gains Tax and When Do You Pay It in the UK?
Introduction to Capital Gains Tax Capital Gains Tax (CGT) is a tax paid on the profit you make when you
Renting
UK Rent Assistance: What Help Is Available?
The Rental Crisis in Context Private renting in the UK has become an increasingly significant financial challenge for millions of
Budgeting
How to Use a Cash Envelope System in the UK
What Is the Cash Envelope System? The cash envelope system is one of the oldest and most psychologically effective budgeting
Grocery Shopping
Top Tips for Saving Money on Your Weekly Shop
The Weekly Shop: Your Biggest Controllable Expense For most UK households, the weekly food shop is one of the largest
Benefits
Understanding the UK Benefits Trap and How to Navigate It
What Is the Benefits Trap? The "benefits trap" — also called the poverty trap — describes the situation where increasing
Junior ISA
How to Save for Your Children's Future in the UK
Why Saving for Children Matters The financial landscape facing today's children in the UK is significantly more challenging
Freelance
Freelance Finance: Budgeting When Your Income Is Irregular
The Irregular Income Challenge The UK has a large and growing freelance economy. Around 4.3 million people are self-employed,