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New UK Finance data shows a 13.4% annual rise in later-life lending during Q2 2026, with over-55 borrowers taking out £6.2bn in new loans.
The FCA's consultation on widening mortgage access for first-time buyers, later-life and irregular-income borrowers closed on 28 July, with a Policy Statement due later in 2026.
Nationwide, Halifax and NatWest have all cut five-year fixed mortgage rates below 4% this month, as falling swap rates open the door to the cheapest fixed deals since March 2025.
Three Monetary Policy Committee members wanted a rate rise instead of a hold — here's why, and what the standoff means for anyone with savings or a mortgage before the next decision on 17 September.
The British instinct to clear the mortgage early may be costing you money. Here is when overpaying still wins, and when cash, pension or ISAs beat it.