The Myth of the Minimum Threshold Many people believe investing is something that happens once you've accumulated a substantial lump sum — £5,000, £10,000, or more. This belief keeps millions of UK savers sitting in low-interest savings accounts while inflation quietly erodes their purchasing power. The truth

Introduction to the Stocks and Shares ISA An Individual Savings Account (ISA) is a tax-efficient wrapper for your money. In the UK, you can hold a range of investment types inside an ISA and pay no income tax on interest or dividends, and no capital gains tax on profits — ever.