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The 4.5% easy-access Cash ISA has finally beaten Premium Bonds for most UK savers in 2026. The maths is brutal — but there's still one situation where Premium Bonds keep their edge.
A 25% government top-up on up to £4,000 a year sounds simple — until the sharp edges show up. Here's how to get the Lifetime ISA right in 2026.
22% of UK adults have no savings at all. Here's exactly how much to put aside, where to keep it, and how to build it fast from zero.